Bring Your Dreams to Life
Anything you want in life, get it with lower interest rate.

Get Instant Money
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Lower Interest Rates We offer the lowest personal loan interest rates in KL & Selangor and base our rates on your personal financial profile. |
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Zero 0 Upfront Ensuring that you only pay for the services you receive without any hidden costs or surprises. |
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High Loan Approval Rate Our policy is to work with our clients to approve as many loans as possible, so you can get the help you need. |
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Finance Expert in KL and Selangor We are the trusted and preferred financial experts in KL & Selangor, serving our happy clients for over 8 years. |

Why Choose Us
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Lowest Interest RatesAmong Licensed Money Lenders 8%-12% /APR |
- Get personal loans from us today at the lowest interest rate.
- We charge a very low 8%-12% interest on personal loans, the lowest in Kuala Lumpur & Selangor.
- Up to RM 100,000.
- 24/7 Customer Service.
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Flexible Repayment PlanLow Monthly Installments 6 – 60 MONTHS |
- Loan tenure: 6 months to 60 months
- Flexible and Negotiable
- Tailor made payment plan based on your personal requirements.
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Representative ExampleSimple Calculations 900 /MONTH |
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- Loan Amount: RM 10,000
- Repayment period: 12 months
- Total interests: RM 800
- Total amount payable: RM 10,800
- Monthly payments: RM 900
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Blacklist/ AKPK/ CTOS Welcome! |
Individuals with bad credit score or blacklisted are welcome to apply for a loan from us. Let us help you deal with any financial difficulties today.
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Simple 1 Minute Application Procedure |
Completing your loan application online takes just 1 minute! Loan application with Credit Zone is simple, straightforward and easy.
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Reputable Money Lender Licensed by KPKT |
Credit Zone is run by real, licensed money lender. All business dealings with Credit Zone must follow laws and regulations as outlined in the 1951 Malaysia Money Lending Act.
Trusted by 1,000s
3 Simple Steps
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Make an ApplicationLoan applications are done online in 3 easy steps, completed in 1 minute. |
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Wait for the ResponseOnce the application is received, loan approvals can be as quick as 30 minutes so stand by your phone! |
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Collect the MoneyNo hidden fees! Approval within 20 minutes with instant cash disbursement in our office! |
Personal loans are loans that are not tied to any particular purpose – you get cash that you can use for any reason at all. Because you are not tied to one particular use, personal loans are highly flexible, and are often the best way to get the funds you need, regardless of your reason for needing it.
Do you have any valuable item or asset that can be charged to your loan? If so, apply for a collateralized loan with us to enjoy faster loan approval, even lower interest rates and longer loan term.
Do you have any outstanding debt with other third party loan agencies? Transfer your debt to us and consolidate your loans at a much lower interest rate. This makes it easier for you to manage your finances and allows greater freedom & flexibility for you and your family.
Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months. For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees.
**This information is meant to illustrate general loan terms offered by companies in Malaysia.
For more specific information, please contact us using the form above. T&C apply.